When it comes to protecting your home and personal belongings, understanding how your home insurance policy works is crucial—especially in theft or robbery. Many homeowners wonder if their policy covers the financial losses from these unfortunate incidents. The good news is that most standard home insurance policies do provide coverage for theft and robbery, but there are important details and limitations to consider. In this guide, we'll explore how home insurance can protect you from the costs associated with theft, what is typically covered, and how to maximize your coverage to safeguard your home.

Learn how homeowners insurance can cover theft or burglary, step-by-step tips on filing a claim, and see how Kangaroo’s Concierge Service can help you save on premiums. Discover practical prevention tips and coverage insights, including replacement cost vs. actual cash value and tips for navigating the claims process smoothly.