Smart Homes, Smarter Savings: Big Discounts on Your Homeowners Insurance
The world of insurance can be overwhelming, with terms like homeowners insurance discounts and auto insurance bundling being thrown around. But what if you could unlock significant savings just by making your home smarter?
Many insurance companies now offer discounts for homeowners who install smart security devices. These gadgets deter break-ins, prevent water damage, and reduce fire risks, making your home a safer place—and a lower risk for insurers.
Maximize Your Savings: The Power of Bundling
Bundling your home and auto insurance policies with the same provider can lead to substantial savings, often reducing your overall insurance costs by 10-25%.
How Much Can You Save?
Up to 20% Discount: Studies indicate that homeowners who install smart home security features may qualify for up to 20% off their insurance premiums.
Average Discount Range: Most insurers offer 5% to 15% discounts for implementing smart security features.
Smart Home Devices That Qualify for Insurance Discounts
Security Systems & Surveillance
Smart Security Cameras & Video Doorbells – Prevent package theft and deter burglars. Discounts range from 5% to 15%.
Smart Locks & Door Sensors – Control access remotely and receive alerts for unexpected entry. Save 2% to 8%.
Motion & Entry Sensors – Secure key access points and qualify for additional savings.
Leak & Fire Prevention
Water Leak Detectors & Smart Shutoff Valves – Stop leaks before they cause expensive damage. Discounts range from 5% to 10%.
Smart Smoke & Carbon Monoxide Detectors – These life-saving devices can reduce premiums by 2% or more.
The Smart Home Trend: More Insurers Are Catching On
According to a recent Policygenius survey, over 40% of homeowners are interested in using smart home devices for insurance discounts. While not all insurers currently offer these discounts, the trend is growing rapidly.
Learn More About Smart Home Insurance Discounts
Kangaroo Home Security: Affordable Solutions for Maximum Savings
Kangaroo Home Security offers a range of accessible, easy-to-install devices that provide comprehensive protection for homeowners and renters. With both DIY and professional installation options, Kangaroo’s security systems fit a variety of budgets and security needs. Below are some of the key devices and features that make Kangaroo a popular choice for enhancing home security and qualifying for insurance discounts.
Popular Kangaroo Devices
Kangaroo Video Doorbell Camera: Ideal for monitoring front-door activity, this video doorbell provides alerts for motion detection and package delivery. It’s a smart addition for renters and homeowners looking to prevent package theft, and it qualifies for potential home insurance discounts.
Kangaroo Motion and Entry Sensors: These sensors detect motion and unauthorized entry, ideal for doors, windows, and high-traffic areas. They are an effective, affordable way to secure entry points and meet insurance security requirements.
Kangaroo Indoor and Outdoor Cameras: With high-definition video, night vision, and app-enabled access, these cameras provide continuous monitoring and can help reduce homeowners insurance premiums by adding an additional layer of security.
Water + Climate Sensors: These sensors monitor temperature and humidity, which can help prevent damage from extreme conditions, reducing the chance of costly claims and providing peace of mind to policyholders.
Kangaroo's Dory: Simplifying Insurance Savings
Kangaroo offers a program called Dory specifically designed to help you claim all the insurance discounts you deserve. Here's how it works:
Effortless Assistance: If you're a Kangaroo user, simply contact Kangaroo Home Security through the provided methods (phone, chat, or email). GuRoos (Kangaroo experts) will handle the legwork, obtaining your home insurance details and working to secure a discount based on your Kangaroo devices.
Privacy-Conscious Option: Don't feel comfortable sharing your insurance details? No problem! Kangaroo can provide you with a security certificate that highlights your Kangaroo security setup. You can then submit this certificate directly to your insurance provider for evaluation.
Customer Experiences: How Kangaroo and Dory Insurance Concierge Simplify Savings
"Everyone involved was extremely helpful. From State Farm to Kangaroo, it was easy to submit for the discount. Thanks to Dory Insurance Concierge Service for making it all so simple!"
- Natureskid, Kangaroo Dory Customer"Kangaroo saved us $131 and did all the legwork for me! Thanks for the hassle-free process!"
- Rachel, Kangaroo Dory Customer"It was seamless. I don’t even remember if I took any action to get this discount, but it was great to receive!"
- Mital, Kangaroo Dory Customer"Kangaroo Concierge Service is fantastic. They saved me $65 on my insurance and handled everything. I'm very pleased with the discount and the service!"
- Alice, Kangaroo Dory Customer"Great service! The customer representative was very helpful and suggested insurance assistance I hadn’t considered. I'm grateful for the support and discount!"
- Dan, Kangaroo Dory Customer
Key Considerations Before You Buy
1. Check with Your Insurance Provider
Not all insurers offer smart home discounts. Call your provider to confirm which devices qualify.
2. Compare Multiple Quotes
Insurance providers offer different rates and discounts. Shopping around can help you find the best deal.
3. Work with an Insurance Agent
An experienced agent can guide you toward the best policies for maximum coverage and savings.
4. Other Factors That Affect Insurance Costs
Deductible: A higher deductible lowers your premium but increases out-of-pocket expenses.
Credit Score: Higher scores can qualify you for better rates.
Claims History: Frequent claims can lead to higher premiums.
Location: Homes in disaster-prone areas may have higher insurance costs.
Safety Features: Homes with impact-resistant roofs or storm shutters may qualify for additional discounts.
Final Thoughts: A Smart Investment for Savings & Security
Upgrading your home with smart security devices is an investment in safety—and potentially significant savings. By deterring break-ins, preventing water damage, and providing peace of mind, these devices can yield a valuable return.
Take Action Now: Explore your options, talk to your insurer, and start saving today!
Q&A: Home Insurance Discount
Your Questions Answered!
-
By bundling your home, auto, and even Kangaroo Home Security policies, you can unlock discounts on your insurance rates. Many insurance providers offer substantial savings when you combine these options, so check with your insurance agent for an insurance quote.
-
Yes, State Farm may offer discounts for certain smart home devices. Contact a State Farm insurance agent to learn more about additional home insurance discounts for eligible smart home technology.
-
Visit ohpackage program.com for details on package protection discounts. Many home insurance companies, including Dory Insurance Concierge, offer discounts for added home security and theft protection.
-
Yes, many homeowners insurance companies may offer discounts for having a safe in your home, as it enhances security and can reduce your homeowners insurance premium.
-
State Farm may provide discounts on smart home systems like Kangaroo Home Security. Contact your agent to explore options and potential insurance discounts for your homeowners policy.
-
Smart home discounts and insurance bundles are a practical way to lower insurance premiums. By combining policies, like a homeowners insurance policy with an auto policy, you can achieve even greater savings.
-
Yes, look for smart home device coupons, which can save on device costs and potentially qualify for home insurance discounts on your insurance policy.
-
Absolutely. Installing systems like Kangaroo Home Security can help reduce your homeowners insurance premium by up to 15% through added theft and damage protection.
-
Yes, roof improvements—especially those that enhance durability—may qualify you for “Roof it Over” discounts, reducing insurance premiums on your homeowners insurance policy by lowering the risk of weather-related damage.
-
When you bundle homeowners insurance, auto insurance, and smart home technology, you may save up to 20% on insurance rates. Insurance providers often offer these savings as a reward for reducing potential risks.
-
Smart technology enhances security, which reduces insurance risk. Insurance companies often offer discounts to homeowners who use smart security technology, resulting in lower insurance premiums.
-
Yes, many insurance providers offer a “Safe Discount” for policyholders who install safes or other protective devices, which can lower homeowners insurance premiums.
-
Many home insurance companies and services like Dory Insurance Concierge provide package protection programs. Check with your insurance agent for discounts on package protection devices.
-
Many retailers offer coupons for smart home technology, which can save you on device costs and may also qualify for home insurance discounts if they enhance home security.
-
Yes, insurers may offer discounts for impact-resistant or weather-resistant roofs, which can help lower your homeowners insurance premium. Contact your insurance agent to learn about available discounts.
-
Yes, installing security features in your car and bundling your auto policy with your homeowners insurance policy can lead to discounts on both. These insurance bundles often lead to the best rates.
-
Yes, insurance rates can vary based on your home's age. While new homes often qualify for lower rates due to modern safety standards, older homes with improvements may also be eligible for discounts.
